CONNECTED CAPITAL
Capital Programs

Four programs.
One pipeline.

Each program below has a specific borrower profile, leverage, and pricing band. Run the appraisal engine first if you're not sure which one fits — the valuation tells us.

Long-Term · 30 yr

DSCR Rental

RateFrom 7.00%
Term30 yr fixed
FICO620 min
LTVup to 80%
DSCR1.00+
ProfileInvestor

Qualifies on the property's DSCR — no W-2 / tax-return income docs. 1-4 unit residential, condos, and 5-10 unit small-balance multifamily. Best path for buy-and-hold rentals.

Bridge · 12-18 mo

Fix & Flip

Rate9.50–12%
Purchaseup to 90%
Rehab100%
ARVup to 75%
FICO660 min
ProfileLight value-add

Short-term bridge for SFR flips, light value-add multifamily, and small mixed-use. Funds purchase + rehab in tranches. Exit to DSCR or sale.

Construction

Ground-Up Construction

Landup to 75%
Build100%
PhaseInterest-only
Term12-24 mo
FICO680 min
ProfileExperienced

Subdivisions, urban infill, light-frame multifamily ground-up. Interest-only during build phase, exit to permanent DSCR or agency. Builder/sponsor track record required.

Perm · Non-Conventional

Agency Multifamily

RateFrom 6.25%
Min Loan$1M
Units5+
LTVup to 75%
DSCR1.20+
StatusStabilized

Fannie Mae small-balance, Freddie Mac SBL, and large-loan agency. Full-doc, stabilized 5+ unit multifamily. Typically the takeout for a successful value-add bridge.

Not sure which program?

Run the appraisal engine on the deal. As-Stabilized vs. As-Is + your purchase price tells us instantly which capital tier supports the pencil. Bridge if it's value-add. Agency if it's stabilized. DSCR if it's small balance.

Open the Appraisal Engine →